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Our Vision

At Tri O Tech, we strive to enable and build digital payments for everyone in India. We envision a cashless India, where every citizen is financially aware and independent. We aim to utilise our PPI to issue safer, faster, unified wallets and payment solutions.

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For Bharat by Bharat


Financial empowerment of people is our ultimate goal.

- PM Narendra Modi
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Built for safety
and trust


Our risk and fraud engines are iron clad. Built meticulously to eradicate any suspicious activity at its root, our PPI stack comes with the highest safety standards and checks in place.

Technology
built for scale


At Tri O Tech, our stack is designed to handle large transaction volumes and scale payments rapidly. We always think of users first, ensure high payment success rates, and provide smooth resolution.

Our Products

card
Spending Wallet

Spending Wallet


Tri O Tech's PPI-UPI stack powers the payments of 10 million+ users of FamX

Accelerating Payments

Accelerating Payments


We've helped built UPI and card payments stack as one of the fastest in the country.

Personalised cards

Personalised cards


Card payments made fun for the users, while also safe and secure with Tri O Tech

People that make Tri O Tech possible

Meet the faces who believe in the power of financial inclusion.

Leadership

Sambhav Anand Jain

Sambhav Anand Jain


Director & CEO

Sambhav Anand Jain is the CEO and co-founder and part of the core management team at Tri O Tech, the authorised PPI issuer operating the digital payments app FamApp by Trio. Sambhav is a graduate of IIT Roorkee, he has been featured in the Forbes 30 Under 30 Asia 2021 list for his pioneering contributions to youth-focused fintech innovation. Under his leadership, FamApp was honoured with the Emerging UPI Player Award, presented by Finance Minister Nirmala Sitharaman. In his mission to drive a digital India, Sambhav works closely with government bodies and major financial institutions, including NPCI, UIDAI, and leading banks. Recognized as an industry leader, he is at the forefront of revolutionizing how India’s youth access secure and hassle-free digital payment services.

Kush Taneja

Kush Taneja


Director

Kush Taneja is a director at Tri O Tech, co-founder of FamApp by Trio and an innovator in the fintech industry. He shares a vision of making digital payments accessible to the youth of India and empowering them through seamless and inclusive financial solutions. He has been featured in the Forbes 30 Under 30 Asia 2021 list.

Anchit Shukla

Anchit Shukla


Director

Anchit Shukla leads Product and KYC at the company, driving innovation in customer onboarding, verification, and platform security. He also oversees risk and fraud strategy, ensuring a trusted and compliant user experience. An alumnus of IIT Roorkee, Anchit was part of the founding team at FamApp, where he played a key role in shaping product vision and scaling systems. His expertise spans fintech product development, digital identity, and risk management in high-growth environments.

Prasanjeet Patil

Prasanjeet Patil


Head, Legal and Policy and Escalation Officer

Prasanjeet Patil brings over seven years of dedicated experience as a fintech lawyer. Prior to joining Tri O Tech, he worked with leading law firms including Samvad Partners, Mumbai, and MCM Law, Bengaluru. He is a graduate of Symbiosis Law School, Pune. Throughout his career, Prasanjeet has advised a wide spectrum of regulated financial entities—such as NBFCs, PPI issuers, LSPs, and payment aggregators/gateways—on complex regulatory and compliance matters. His expertise spans fintech licensing, digital lending, payments regulations, and RBI-compliance frameworks. At Tri O Tech, Prasanjeet heads the Legal and Compliance function and also serves as the Company’s Escalation Officer, ensuring robust regulatory governance and operational integrity across the organization.

Vishal Jain

Vishal Jain


Head, Finance

Vishal Jain is a seasoned finance leader with over 15 years of experience across fintech, e-commerce, and mobility sectors. An ISB alumnus and CFA (US), CA, CS, he currently serves as Head of Finance at Tri O Tech Solutions Pvt. Ltd. He has successfully led fund-raising initiatives, strategic finance, M&A, and business transformation, driving growth, profitability, and financial governance across leading startups including Myntra, Bounce, and FamPay.

Richa Khandelwal

Richa Khandelwal


Principal Nodal Officer and Company Secretary

Richa Khandelwal is a qualified member of the Institute of Company Secretaries of India (ICSI) and currently oversees regulatory compliance at Tri O Tech. She also serves as the Nodal Officer of the Company. With over 10 years of extensive experience, Richa specializes in managing RBI compliances related to PPI, NBFC, and FEMA regulations. She is also a pioneer in handling diverse corporate and regulatory compliances applicable to companies under various statutory frameworks.

Manan Vishal Manocha

Manan Vishal Manocha


Secondary Nodal Officer and Head - Customer Support and Operations

Manan Manocha is a seasoned customer experience and operations leader with deep expertise in building scalable support systems for high-growth fintech companies. He previously served as the Head of Customer Service at Slice for five years, where he led customer support strategy and operations and also served as the Nodal Officer. During his tenure, Manan played a key role in developing robust and scalable service frameworks, driving regulatory compliance, and leading customer-first initiatives that strengthened Slice’s reputation for exceptional service in the fintech ecosystem. Manan currently serves as the Head of Support at FamApp.

Team

Sandeep Srinivasan

Sandeep Srinivasan


Chief Information Security Officer

Chirag Maheshwari

Chirag Maheshwari


Head of Engineering

Harjot Singh Oberai

Harjot Singh Oberai


Head of Information Technology

Saransh Agarwal

Saransh Agarwal


Head - Risk, Fraud and Payments

Raghav Sharma

Raghav Sharma


Engineering, Senior Manager

Ritwick Bhaduri

Ritwick Bhaduri


KYC, Senior Manager

Amarnath Subburaj

Amarnath Subburaj


Operations Manager - Customer Support

Abhishek Das

Abhishek Das


Engineering

Arpita Singh

Arpita Singh


Risk & Fraud Ops

Mohammed Muazz Zuberi

Mohammed Muazz Zuberi


Product

Shikhar Tyagi

Shikhar Tyagi


Engineering

Sandeep Singh

Sandeep Singh


Engineering

Pranav Jain

Pranav Jain


Engineering

Banuteja B

Banuteja B


IT

Aneesh Panda

Aneesh Panda


Engineering

Akschaya Balaji

Akschaya Balaji


Product

Lisha Kothari

Lisha Kothari


Product

Sheeba Khan

Sheeba Khan


Team Lead - Customer Support

Syed Muzammil

Syed Muzammil


Team Lead - Customer Support

Syed Salahuddin Ghaznavi

Syed Salahuddin Ghaznavi


Trainer - Customer Support

Santosh Tamanna Vaddar

Santosh Tamanna Vaddar


Subject Matter Expert - Customer Support

Sagar Shashikant Shah

Sagar Shashikant Shah


Subject Matter Expert - Customer Support

Simal Ahmed P

Simal Ahmed P


Senior Executive - Customer Support

Syed Saif

Syed Saif


Senior Executive - Customer Support

Shahnaz Banu

Shahnaz Banu


Senior Executive - Customer Support

Shaik Saleem

Shaik Saleem


Auditor - VKYC

Moin Akhtar Mallick

Moin Akhtar Mallick


Auditor - VKYC

Anil Kumar P S

Anil Kumar P S


Senior Team Lead - Customer Support

Supriya C

Supriya C


Quality Team Lead - Customer Support

Mohammed Aqib

Mohammed Aqib


Subject Matter Expert - Customer Support

Mohammed Zuhair Ahsan

Mohammed Zuhair Ahsan


Subject Matter Expert - Customer Support

Akshit Sahu

Akshit Sahu


Auditor - VKYC

B Likhit

B Likhit


Auditor - VKYC

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